A Retired Couple Can Pull About $46,700 From Their IRAs This Year and Pay $0 Federal Tax. Most Leave the Free Space Unused.

· finance.yahoo.com

Most retired couples are sitting on a surprisingly large federal tax break every year and quietly letting it vanish when December 31 arrives. Understanding exactly how it works and why so few people use it could reshape how you think about IRA timing.

Quick Read

Couples aged 65+ can withdraw $46,700 from a traditional IRA in 2026 and owe $0 in federal income tax, thanks to stacked deductions.

Most retirees ...


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