From last resort to retail giant: how the gold loan surge reflects a credit shift
· livemint.com
Rising gold prices and tighter lending norms are fuelling a gold-loan boom. But as borrowers take larger loans and debt levels rise, concerns about repayment stress are also mounting, putting the sector under greater regulatory scrutiny.
While portfolio-level asset quality remains strong, delinquency rates vary significantly across borrower segments. According to TransUnion CIBIL, borrowers whos...