Gold loans surge 4x in the last 5 years, but penetration remains low: Report reveals where the growth is coming from
· livemint.com
India’s gold loan market has nearly quadrupled to ₹18.6 trillion in five years, overtaking personal loans. Yet, only around 8% of household gold is monetised through organised lenders. Find who is borrowing, which states are driving growth, and which lenders are gaining share.
The gold loan segment has surged nearly 4x in the past five years to ₹18.6 trillion as of March 2026, becoming the second-largest asset class in the retail se...