How much do banks earn from minimum balance penalties? Government data reveals ₹26,170 crore in 4 years

· livemint.com

Banks collected over ₹26,170 crore from customers as minimum balance penalties between FY23 and FY26, according to a Rajya Sabha reply. While most public sector banks have now scrapped such charges on savings accounts, private lenders continue to collect thousands of crores annually.

Banks collected more than ₹26,170 crore from customers as penalties for failing to maintain the minimum average balance (MAB) in their accounts over the four ...


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