India's ₹100 household savings puzzle: ₹33 goes to banks, while ₹39 flows to pension funds and markets
· livemint.com
India’s household savings are shifting beyond bank deposits. Their share fell to 33% in FY25, while pension funds, mutual funds, shares and debentures together reached 39%. Yet 68% of household wealth remains in physical assets, highlighting the long runway for financialisation.
India’s savings story has changed sharply over the past decade. While bank deposits remain the largest single destination, retirement-oriented and market-link...