抵押贷款放贷标准如此严格，购房者必须拥有“完美”信用记录

2026-09-12 · fortune.com

这些变化有助于减少拖欠和违约，但也使许多美国人更难获得抵押贷款资格。

The housing market has been frozen since the COVID-era boom ended, with higher borrowing costs, limited supply, and elevated home prices mostly taking the blame...