New for 2026: Earn Over $150,000 and Your 401(k) Catch-Up Money Now Goes In as Roth, Whether You Like It or Not.
· finance.yahoo.com
A quiet rule change that took effect January 1 is reshaping how older, higher-earning workers handle one of their most powerful retirement savings tools, and many have no idea it already applies to them.
Quick Read
Workers 50 or older who earned over $150,000 in 2025 Social Security wages must now put all 401(k) catch-up contributions into Roth accounts.
The m...