A married couple retiring at 62 with $1.6 million and no employer health coverage is stepping into one of the most expensive gaps in early retirement: the three years before Medicare begins at 65. Most retirement calculators acknowledge the issue briefly, then move on. The actual numbers are harder to ignore. Pre-researched estimates place the ... Retiring at 62 With $1.6 Million Means Confronting a $96,000 Healthcare Gap Most Calculators Skip